Overview of GSRBM Curriculum - First Session

TOOLS FOR MANAGING PROFITABILITY & RISK

Bank Financial Statements Review – a refresher in accounting principles and financial statements as they apply specifically to banks, reviewing the accounting and reporting of economic events, and how this process affects financial decisions. (1st year, 7 hours, Bob Kemp)

Bank Financial Statement Management – examines bank financial statements and how these statements are prepared. Students learn the calculation and application of key ratios to measure financial performance and earnings power. (1st year, 8 hours, Bob Kemp)

Bank Performance – offers a "real world" perspective analysis of bank financial performance as a result of management decisions.  Students will analyze and evaluate bank performance through classroom discussions and team workshops.  (1st year, 20 hours, Kurt Treu)

Credit Risk Management (emphasizes retail risk management) - focuses on the relevance of credit risk from mulitple perspectives and exposes students to best practices in approach. (1st year, 8 hours, Sean Rowles)

Enterprise Risk Management & Economic Capital – integrates domestic and international bank risk management principles with the management of economic capital, including the use of capital-based measures like risk-adjusted rate of return on capital (RAROC) and shareholder value (SVA). (1st year, 4 hours, Rolf Engmann)

Interest Rate Risk Management – examines the conceptual and practical aspects of managing a bank in an uncertain interest rate environment. (1st year, 8 hours, Paul Leventhal)

Program Objectives/Introduction - examines the foundations of what elements combine ot make up a bank and introduces the interplay between them to pave the way for analysis (1st year, 4 hours, Jim Fugitte)

Strategic Management/Integrated Case Study - goes beyond financial analysis to look at how an organization projects forward based on the inidcated we have already covered.  This also helps students resolve the often-conflicting agendas of regulators, analysts, and shareholders and puts risk teachings in perspective. (1st year, 14 hours, Jim Fugitte)

Bank Financial Analysis and Risk Management Home Study Assignments - challenges students to evaluate the performance and the risk management practices of their own bank by using the financial and risk concepts learned in the First Session. (1st year Home Study problems, 100 hours, Rolf Engmann, Kurt Treu nd Paul Leventhal)